While there are an abundance of articles for disputing negative account information, but lacking when the negatives eventually fall off and are removed after seven years? If you have only negative accounts, your score will probably be down in the 500's but when those negative items drop off automatically over time, you credit score may drop down to zero and be classified as a thin file. You should be adding positive account information to your credit report while disputing the negatives, so when the negatives do eventually become deleted, your credit score will go up. If you have been renting and are current with your rent, you can get seasoned trade line added through rentalkharma.com for the last three years. To avoid unnecessary hard inquiries, you should use the following pre-qualification links. American Express - www.americanexpress.com/us/credit-cards/check-for-offers/ Bank of America - secure.bankofamerica.com/login/eclo/entry/findCustomizedOffer.go Chase - chase.com/prequalified Capital One - www.capitalone.com/credit-cards/preapprove/ Citi - www.citicards.com/cards/credit/application/flow.action?isInvitation= Discover - www.discovercard.com/application/prequal
Survival Revealed originally created as a pamplet in 1989 to help a person get back on their feet. Survival Revealed offers real life tips to survive life shortcomings and excel.