May 5, 2019

From the following story: https://www.thepennyhoarder.com/smart-money/get-past-overdrafting/

1. Invest in Real Estate — Even If You’re Not Rich
   Invest in publicly traded REITS
2. Secure $1 Million in Life Insurance for Just $25/Month
   Life Insurance is for the living. Unless you have a high liabilities
3. Get Paid Every Time You Swipe Your Debit Card
   Not a bad idea, what out for hidden fees?
4. Opt in for Autopay to Save on Bills
   Not recommended, use a separate account just for autopay and setup calendar alerts
5. You Can Even Start Planning for Retirement Now
   This should be #1, start small, but start. If you dont know where to put your
   money, dont follow the crowd, keep in the broker's holding fund as will still earn interest usually around 6%
6. Move Past Old Mistakes — Lower Your Credit Card Interest           Pay off instead of lowering,
   1. Pay down high balances, or
   2. Pay down high interest, or
   3. Pay down accounts balances to 50%, 30%, 10% of limit